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Tuesday, September 30, 2025

You probably already know that insurance is something you should have in case of unforeseen events. When it comes to estate planning, insurance helps manage the distribution of your assets the way you see fit. It may also help prevent...

Tuesday, September 23, 2025

Taking a closer look at whether it might be appropriate for your situation Since it first became available in 2006, many employers have added the Roth 401(k) to their benefit packages as a retirement savings option. A Roth option is...

Tuesday, September 16, 2025

If you’re looking for a simple way to grow your savings faster, without taking on much risk, a high-yield savings account (HYSA) is something worth considering. These accounts may earn more interest than typical savings accounts. This...

Tuesday, September 9, 2025

You have probably heard about financial planning and its potential benefits, but you are unsure how to apply the principles to your life. A financial plan is a collection of steps that help you to evaluate your financial condition and...

Tuesday, September 2, 2025

In a world where economic certainty is not guaranteed, stagnant interest rates can present unique opportunities and challenges for investors. This interest rate environment requires innovative strategies to navigate potential returns....

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Tuesday, August 26, 2025

What is a financial consultant? A financial consultant is a professional whose calling in life is to work with you, the client, to manage the many financial aspects of your life while working toward specific financial goals. Good...

Tuesday, August 19, 2025

Back-to-school season is always a busy time, but in 2025, it comes with a bigger-than-normal price tag. Between inflation, tariffs, and general economic uncertainty, everything from pencils to laptops may cost more this year. According...

Tuesday, August 12, 2025

In today's economic environment, where market volatility and inflation are often unpredictable and inevitable, investing can sometimes feel like a rollercoaster. However, investing during these periods doesn't have to be a...

Tuesday, August 5, 2025

Many investors still adhere to the old adage—"sell in May and go away"—while others remain fully invested even as the summer heat waves begin. What goes unsaid is that if your asset allocation accurately reflects your risk tolerance,...

Thursday, June 5, 2025

If you're like some, you may have spent large parts of your working life missing the carefree summer days of your childhood. That is, of course, assuming you had a happy childhood. If not, try to imagine how it might be if your...

Thursday, June 5, 2025

Understanding the anticipated changes in tax laws and regulations in 2025 will become increasingly crucial. One area that requires attention is the estate tax sunset at the end of 2025. The estate tax, also known as the inheritance,...

Wednesday, April 16, 2025

Social Security, established in 1935, provides financial benefits to the elderly, disabled, and disadvantaged groups. However, there are concerns regarding its sustainability. Social Security is particularly concerning among younger...

Tuesday, March 4, 2025

Understanding the anticipated changes in tax laws and regulations in 2025 will become increasingly crucial. One area that requires attention is the estate tax sunset at the end of 2025. The estate tax, also known as the inheritance,...

Wednesday, February 19, 2025

High-net-worth individuals (HNWIs) often face a complex financial landscape characterized by diverse investments and sophisticated financial concerns. They require comprehensive financial planning to preserve and manage their wealth....

Tuesday, December 31, 2024

Asset management and financial wellness can help develop long-term confidence when wealth transfers from generation to generation. Understanding and implementing financial wellness techniques is essential for effectively sharing...

Tuesday, December 3, 2024

The end of the year is not just a season for celebration and reflection but also a perfect time to ensure that our finances are in order. This includes crucial aspects such as wrapping up all financial contributions before the...

Thursday, November 7, 2024

As the year comes to a close, there are some important deadlines that you shouldn’t ignore. These deadlines affect your taxes, savings, and, perhaps, your financial future. Here’s a simple guide to help you stay on track before this...

Wednesday, October 9, 2024

There is no guarantee you are going to skate through life blemish-free. Your seemingly invincible parents may be finally showing signs of their age, and you could start to wonder about what you would do in that situation. The one...

Thursday, May 30, 2024

Curious about what varying inflation rates mean for the U.S. economy? Read our blog to break down the details on changing inflation rates.

Thursday, May 30, 2024

Retirement actually can provide a similar level of freedom, but only if you've adequately prepared, planned, and saved. Today, we discuss three ways that planning ahead for your retirement can be like scheduling your summer.

Thursday, May 30, 2024

Some basics A variable annuity is a contract between you (the purchaser) and an insurance company (the issuer). In return for your premium payments, the issuer agrees to make periodic payments to you (if you elect this option),...

Thursday, May 30, 2024

Here are five things to consider when downsizing for retirement.

Tuesday, May 14, 2024

If you're like some, you may have spent large parts of your working life missing the carefree summer days of your childhood. That is, of course, assuming you had a happy childhood. If not, try to imagine how it might be if your..

Tuesday, May 14, 2024

If you're like some, you may have spent large parts of your working life missing the carefree summer days of your childhood. That is, of course, assuming you had a happy childhood. If not, try to imagine how it might be if your...

Monday, May 13, 2024

When it comes to planning for your retirement income, it's easy to overlook some of the common factors that can affect how much you'll have available to spend. If you don't consider how your retirement income can be impacted by..

Monday, May 6, 2024

Retirement is not what you retire from, but what you retire to When you plan for retirement, an exciting new phase of life, double-check your expectations. They may not match the reality. Baby boomers, currently in their 50s and 60s,...

Tuesday, April 16, 2024

Many Americans realize the importance of saving for retirement, but knowing exactly how much they need to save is another issue altogether. With all the information available about retirement, it is sometimes difficult to decipher what...

Monday, April 1, 2024

Here are a few ways to help your children develop good habits regarding saving and investing.

Monday, April 1, 2024

On Financial Professional Day, explore how working with a financial professional could be a game-changer on your path toward a higher net worth.

Monday, April 1, 2024

Fixed-income investing means you loan money to a company, municipality, or the government. In return for the money contributed, they issue a bond, kind of like an IOU.

Monday, April 1, 2024

Here are 6 myths that we want to bust! Hopefully, Zeus doesn’t punish us for sharing them:

Friday, March 8, 2024

It's Tax Season!  Here are some Key Financial Data that will be very useful this time of year. To download a copy for yourself, click here. 

Wednesday, March 6, 2024

Important 2024 Dates, Unveiling Tax Breaks for Homeowners & Tax Year 2024 and 2025 Adjustments The 2024 tax season is upon us, and it’s time to get prepared for filing your taxes. Whether you’re a seasoned taxpayer or a...

Wednesday, March 6, 2024

Spring can be a fantastic time to refresh your retirement plan and savings habits. With 2023 bringing increased limits for 401(k)s, individual retirement accounts (IRAs), Health Savings Accounts (HSAs), and other tax-advantaged...

Wednesday, March 6, 2024

Nowadays, when it comes to filing your taxes, there are numerous options. You can file with a tax professional like a CPA, or a tax preparation agency, for example, H&R Block or Jackson Hewitt; in some towns, there are volunteer tax...

Monday, March 4, 2024

Credit is one of the most important factors of life that impacts all businesses. Having solid credit is necessary for securing a small business loan. Most lenders consider an acceptable business credit score of 75. The U.S. Small...

Saturday, February 24, 2024

Every day, you drive past the same storefront and glance longingly into the window. Wouldn’t it be nice to just stroll in, hand over your credit card, and walk out with that kitchen appliance, new outfit, or smart gadget...

Saturday, February 17, 2024

What would happen if you were mentally or physically unable to take care of yourself or your day-to-day affairs? You might not be able to make sound decisions about your health or finances. You could lose the ability to pay bills,...

Saturday, February 10, 2024

Navigating elder care and elder care finances in the U.S. can be a challenge even for the most well-prepared households. So what, exactly, is involved in senior financial planning? What steps can you take now to help you be prepared...

Saturday, February 3, 2024

Independence is important in retirement. The more independent retirees are, the more fulfilling their retirement is likely to be. However, living independently as you age isn't always easy and may take some degree of planning well...

Saturday, January 27, 2024

When you think of your financial wellness, you are likely not considering how it may affect your social life or vice versa. While many factors may influence your financial situation, social influence is the component that is given the...

Friday, January 19, 2024

Creating budgets isn’t always the most fun activity, but it can be easy to budget if you take the time to make a template that works for your needs. There are various financial trackers out there, but the most widely used (and...

Friday, January 12, 2024

Some folks think financial planning is very difficult. While certain aspects are hard, such as constructing the right asset allocation to meet your goals, the basic concepts are not. One approach to organizing your finances is the KISS...

Saturday, January 6, 2024

Financial wellness is living a healthy economic life for yourself and feeling good about your financial situation. It is also an essential part of taking care of yourself and those around you. Financial wellness can mean different...

Friday, December 29, 2023

It’s that time again: the chance to put yourself first and make realistic goals for the year ahead. While it seems like you can only focus on one aspect of your health at a time, that’s not the case. The following...

Wednesday, December 27, 2023

There are only 24 hours of separation between the last day of the year and the first day of the new year. Nevertheless, choosing the official calendar date of your retirement to be in one calendar year over another is not a trivial...

Saturday, December 16, 2023

If you ask someone their favorite part of the holiday season, giving or receiving gifts will likely be their response nine times out of ten. Gift-giving is a huge part of the holidays—it’s why there are entire days...

Saturday, December 9, 2023

For some, it’s easy to put personal finances on the back burner during the last few months of the year. However, before the year comes to an end, it’s essential to review your finances. By doing so now, you can make the...

Sunday, December 3, 2023

Many parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with your family members can help to reassure them about your financial and...

Friday, November 24, 2023

If you have reached or are close to full retirement age, weighing if and when to retire may feel overwhelming. After all, you’ve likely dedicated decades to your work to arrive at this juncture. You’re probably now engaging...

Friday, November 17, 2023

‘Tis the season to give thanks for the many blessings that you have received throughout the year and blessings that help you as you move into the future. One thing to be truly thankful for is financial wellness. When you are...

Saturday, November 11, 2023

At one time, the typical American family looked like this: a breadwinner father who commuted a short distance to work and earned a very good living, and a stay-at-home mother who took care of the kids and family home with aplomb.

Friday, November 3, 2023

The window of opportunity for many tax-saving moves closes on December 31, so it's important to evaluate your tax situation now, while there's still time to affect your bottom line for the 2022 tax year. Timing is everything Consider...

Saturday, October 21, 2023

Retirement is a time that many of us look forward to our entire careers. It is the reward for a lifetime of work and the time to indulge in hobbies and enjoy much-needed vacations. While everyone looks forward to this seemingly-magical...

Saturday, October 14, 2023

A student's education expenses may be reduced when a parent uses their tax-advantaged retirement account to help cover tuition and other related costs. With many students graduating with college loan debt, using a 401(k) or IRA may...

Saturday, October 7, 2023

Financial literacy is crucial, not only for adults but for everyone in the family. When you have a good foundation of financial literacy, you will have a greater understanding of money and prepare yourself for a brighter financial...

Friday, September 29, 2023

Planning personal finances used to be the worry of the wealthy and their worry—usually preservation of wealth—was attended to by teams of trust officers and lawyers. Many of today’s middle class families have...

Monday, September 25, 2023

The hype from Wall Street and the media is very focused on the short-term Earnings season is a period that generates tremendous attention on Wall Street and captivates the media. During this time, companies release their financial...

Monday, September 18, 2023

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Monday, September 11, 2023

U.S. stock markets continue to trend up as optimism returns to Wall Street while Main Street USA continues to struggle. For sure there is plenty of social unrest around the country, geopolitical tensions with China, Russia and North...

Friday, September 1, 2023

By focusing on goals and priorities, you can create a new, simplified lifestyleReflect on Your Goals and PrioritiesBefore you begin the downsizing process, take some time to reflect on your goals and priorities.What do you want to...

Friday, August 25, 2023

Even if you are already retired, it doesn't mean you should stop trying to grow your savings. Inflation, unexpected medical bills, and changes to your lifestyle or family may result in the need for additional income than you initially...

Friday, August 18, 2023

Financial literacy refers to the skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy starts by building a basic understanding of 'money...

Thursday, August 10, 2023

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire.It sounds a little crazy, doesn't it? But that's what...

Friday, August 4, 2023

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you...

Tuesday, July 25, 2023

Many people care for a loved one out of necessity as their family members can no longer care for themselves. More than one in ten people in the United States also care for an adult, spending about three hours each day on caregiving...

Tuesday, July 18, 2023

Almost half of all adults are part of the "sandwich generation." These are adults in their 40s and 50s who are helping support or care for a parent while also supporting or caring for a child.1 Being caught between two generations of...

Tuesday, July 11, 2023

As the U.S. population continues to age, the “sandwich generation” is caught in the middle, supporting both their parents and their children, whether financially, physically, or emotionally. This...

Saturday, July 1, 2023

Over the next twenty years, a wealth transfer will occur that exceeds $30 trillion as the Baby Boomer generation passes the remainder of their wealth to the Millennials and subsequent generations. The Baby Boomers (born 1946-1964) are...

Tuesday, June 27, 2023

The sandwich generation is a term commonly used to describe those between the ages of 40 and 59 who are responsible for raising their family and are also often helping their aging parents manage their ongoing needs. Those members of...

Tuesday, June 20, 2023

A life insurance policy is part of financial planning. Life insurance is there to help ease the financial trauma that comes with the loss of a spouse, parent, or partner. As you encounter different events in your life, you may need to...

Tuesday, June 13, 2023

Life insurance buys financial protection against your premature death. Here’s the how-to on another insurance that can protect you from living too long: the annuity.Annuities often secure steady cash flow to you during your...

Monday, June 5, 2023

A life insurance policy is part of financial planning. Life insurance is there to help ease the financial trauma that comes with the loss of a spouse, parent, or partner. As you encounter different events in your life, you may need to...